According to David Giertz, a better part of millennials start making financial preparations at around age 22. This is alright, but the bad news is that most of them are misinformed on the ways of using the money generated to save for retirement. For this reason, David Giertz went out his way to research and came up with comprehensive information on how to effectively plan for the future.
According to David, the first step is ensuring that you analyze and evaluate your financial health. This means that in as much as you are saving enough, you are still able to take care of the current important needs. In this light, David advises individuals to pay off their debts as fast as they can because it is the major killer of savings.
Another important aspect David suggests is considering the option of compound interest. With this, your taxes are accounted for in the deposits, and once you retire, you will easily enjoy your total tax-free savings. The third essential thing to consider is finding a side job that will act as a financial back up when the need arises.
About David Giertz
David is a certified business coach who has reached a world-class associate engagement score, showing notable improvement from a 4.41 to a 4.46. This is a direct representation of 87% percentile which includes an 83:1 engaged to disengaged employee ratio. Mr. Giertz is an alumnus of the University of Miami where he earned an MBA and also holds a BS from Millikan University. Throughout his career, David has encouraged a positive coaching culture and has a record of certifying over 100 leaders as effective business coaches. He began his career journey in 2004, as a leader at the Financial Institutions Bank Channel.
During his service in the company, he pushed the revenue growth from $1.5 billion to $8 billion. Mr. Giertz has 30 years of experience in the financial services industry where he has been seen showcasing consistent leverage strategies and innovations. Additionally, David has participated in several community organizations. An example of this is his service at Millikin University’s Board of Trustees as the chairman, and equally chairing their Budget and Finance committee. David served as President of the sales and distribution organization at Nationwide Financial. He delivered outstanding results growing the company from $11 billion to $ 17.8 billion.