David Giertz served as the Senior Vice President of the Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company since around the beginning of 2013. David currently serves as a financial advisor at Nationwide Investment Services Corporation, located in Dublin, Ohio. In addition, Mr. Giertz played numerous amount of other valuable roles – including, President, Senior Vice President and Director positions for varies Nationwide companies. With tremendous success, David has over 31 years of experience, along with 4 passing exams. Qualified education and certifications include; the Municipal Securities Principal, General Securities Principal Examination, Uniform Securities Agent State Law Examination, and General Securities Representative Examination.
One of the biggest issue that financial advisors mainly come across is the misunderstanding of the importance of setting up a retirement plan. About 98 percent of the future retirees that were conducted in the Nationwide Retirement Institute study failed to give accurate details to help determine the amount of social security benefits. Financial Advisor, Rober Seiler, says it’s because many people think it’s not the appropriate age to speak on social security until you hit 62 years old. In that Nationwide Retirement Institute study, a study was conducted to see how many people who plan to retire within 10 years, people who just recently retired between 1-10 years, and retirees who have been retired for over 10 years. it is shown that about 30% of people that have already retired is receiving benefits less than what they have expected.
Along with Robert’s statement, David Giertz also mentions that his firm conducted a study and found that 37 percent of new and longtime retirees says that health problems prevent them from living retirement because health problems come around before they even expected it. But from experts that have been in the financial and retirement field says that although social security doesn’t entirely provide funding, but it is still designed to assist those in retirement.